The Government of Punjab has introduced the CM Punjab Apni Chhat Apna Ghar Scheme, an ambitious housing initiative designed to provide free homes to low-income and deserving families. This historic program, launched under the leadership of the Chief Minister of Punjab, is a significant step toward resolving the housing crisis for the underprivileged. With a clear goal of building thousands of free houses across the province, this initiative aligns with the vision of offering shelter, dignity, and stability to the poor.
In this article, we will explain the eligibility criteria, registration process, documentation required, and key benefits of the Apni Chhat Apna Ghar scheme. We will also include a complete details table and answer frequently asked questions to make the process easier to understand for everyone.
وزیراعلیٰ پنجاب کی مفت رہائشی اسکیم کا آغاز
وزیراعلیٰ پنجاب نے حال ہی میں ایک نئی اسکیم کا اعلان کیا ہے جس کے تحت غریب اور بے گھر خاندانوں کو مفت گھروں کی سہولت فراہم کی جائے گی۔ یہ منصوبہ “اپنی چھت اپنا گھر” کے نام سے جانا جاتا ہے اور اس کا مقصد ان افراد کو رہائش فراہم کرنا ہے جو برسوں سے کرایے کے گھروں یا غیر محفوظ جگہوں پر زندگی گزار رہے ہیں۔
حکومت کی یہ اسکیم نہ صرف ایک گھر فراہم کرتی ہے بلکہ ایک نئی زندگی کا آغاز بھی ہے۔ اس اسکیم کے تحت گھروں کی تعمیر جدید سہولیات کے ساتھ کی جائے گی اور ان علاقوں میں کی جائے گی جہاں بنیادی سہولیات پہلے سے موجود ہوں۔
Objectives of CM Punjab Apni Chhat Apna Ghar Scheme
The primary goals of this scheme include:
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Providing free housing to the homeless and low-income citizens of Punjab.
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Reducing urban poverty by offering secure and dignified living.
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Encouraging women empowerment by allotting houses in the name of female family members.
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Ensuring equitable distribution of government resources among underprivileged groups.
Who Is Eligible for the Free Housing Scheme?
The eligibility criteria for CM Punjab’s Apni Chhat Apna Ghar scheme are carefully defined to ensure only the most deserving citizens benefit. Here are the key requirements:
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Must be a resident of Punjab with valid CNIC.
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Belong to a low-income or homeless family.
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Monthly income should be below the poverty threshold (usually below Rs. 40,000).
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Must not own any house or plot in their or spouse’s name.
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Priority will be given to widows, orphans, women-headed households, and disabled individuals.
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Individuals not receiving financial assistance from multiple welfare programs may be prioritized.
How to Apply for CM Punjab Apni Chhat Apna Ghar Scheme?
Here’s a step-by-step process for registration:
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Visit the official portal (yet to be launched – will be updated on Punjab Government website).
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Fill out the online application form with personal details, CNIC, income proof, and family data.
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Upload supporting documents such as:
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Copy of CNIC
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Proof of income or B-form
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Affidavit of not owning any property
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Widow or disability certificates (if applicable)
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Submit the form and receive an acknowledgment receipt.
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Wait for SMS verification or physical verification from the district administration.
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Shortlisted candidates will be notified through SMS or a call.
Apna Ghar Scheme Online registration last date
CM Punjab Free House Scheme Apply Online
- Go to the official website https://punjab.gov.pk/apni-chhat-apna-ghar
- Click on CM Punjab Free House Scheme Citizen Registration Form
- Then fill out this registration form with all the required and necessary documents
- After completing the check and then submitting
- Wait for E-bolting of the CM Punjab Free House Scheme
Documents Required
Applicants must submit the following documents:
| Document | Description |
|---|---|
| CNIC Copy | Must be valid and unexpired |
| Income Proof | Salary slip, self-declaration, or BISP enrollment |
| No-Property Certificate | Affidavit stating the applicant doesn’t own property |
| Disability Certificate | For disabled applicants |
| Widow Certificate | If applicable |
| Family Registration Certificate (FRC) | To verify family composition |
Key Features of Apni Chhat Apna Ghar Scheme
| Feature | Details |
|---|---|
| Scheme Type | Free Housing |
| Target Group | Poor and homeless citizens |
| Gender Focus | Priority to women applicants |
| Construction | Modern 2–3 marla homes |
| Facilities | Water, electricity, sewerage, street lights |
| Location | Across all districts of Punjab |
| Selection Process | Transparent verification and merit-based selection |
| Status | Pilot phase launched; full-scale execution expected soon |
Important Notice for BISP Beneficiaries
If you are a beneficiary of the BISP 8171 Program, please do not activate or use any Rashan Card issued under another scheme. The government has clearly warned that using a Rashan Card while being a BISP beneficiary will result in immediate disqualification from the Benazir Income Support Programme. This applies to:
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Current BISP recipients
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Women whose husbands activated Rashan cards
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Individuals who wish to apply for BISP in future
Using both benefits simultaneously violates the rules and will make the person permanently ineligible for BISP.
Housing Scheme Timeline and Phases
| Phase | Activities | Timeline |
|---|---|---|
| Phase 1 | Pilot projects in select districts | Aug – Oct 2025 |
| Phase 2 | Full registration and district-level rollout | Nov – Dec 2025 |
| Phase 3 | Construction and house allocation | Jan – June 2026 |
Difference Between BISP and Rashan Card Program
| Feature | BISP | Rashan Card |
|---|---|---|
| Type | Cash assistance | Food subsidy |
| Monthly/Quarterly | Quarterly (Rs. 13,500) | Monthly or one-time food items |
| Who is eligible? | Women from poor households | Broader low-income families |
| Can both be availed? | No, you must choose one | Cannot be used together |
| Risk | Using both disqualifies you from BISP | None if not linked to BISP |
FAQs: CM Punjab Apni Chhat Apna Ghar Scheme
Q1: Is the Apni Chhat Apna Ghar scheme completely free?
Yes, the housing units under this scheme are provided free of cost to selected families based on eligibility.
Q2: Can I apply if I already have a plot but no constructed house?
No. Owning land, even without construction, may disqualify you.
Q3: How many houses will be built initially?
In the pilot phase, around 5,000 houses will be constructed in selected districts.
Q4: Can a male member apply?
The scheme prefers women-led applications but men from poor households can also apply if no female applicant is available.
Q5: Will applicants be selected on political basis?
No. The Punjab government has promised a merit-based and transparent selection process.
Q6: What if I am a BISP recipient?
You can apply for the housing scheme, but you must avoid activating any Rashan card, as this may risk your BISP status.
Q7: Is there any registration fee?
No registration fee is required. All forms and processing are free.
Final Words
The CM Punjab Apni Chhat Apna Ghar Scheme 2025 brings a real opportunity for families struggling without shelter. By offering free homes to the deserving, the initiative tackles housing insecurity and promotes social stability. However, it’s equally important for beneficiaries of programs like BISP 8171 to follow government instructions carefully and not use other schemes like Rashan cards, which may result in disqualification.
Applicants should stay tuned for updates on the official registration portal and prepare their documents in advance. This is not just a scheme—it’s a step toward changing lives across Punjab.